Strategy
The advice that we provide is holistic, meaning that we assess your entire financial situation and lifestyle and provide advice based on the whole picture.
We believe that this ensures all aspects of your financial well being should be addressed so that you are on track to meeting your goals. We like to refer to is as ensuring ‘your money is where your heart is’
Our advisers have a range of areas of expertise and we will be happy to pair you with an adviser that is suitable for your needs.
The following table sets out the areas of advice we can help you with as well as the products and services we can arrange:
We can provide advice on
Investments strategies (strategic asset allocation and goals based investing)
Budget and cash flow management
Debt management (including borrowing for personal and investment purposes)
Salary packaging
Superannuation strategies and retirement planning
Personal insurance
Estate planning
Centrelink and other government benefits
Aged care
Superannuation, including retirement savings accounts
Self-managed superannuation funds (SMSF)
Borrowing within your SMSF
Employer superannuation
Managed investments
Deposit and payment products (for example term deposits, cash management accounts and non-cash payment products)
Standard margin loans
Retirement income streams, including pensions and annuities
Personal and group Insurance (life cover, disability, income protection and trauma)
Life investment products including whole of life, endowment and bonds
Arranging for listed securities, shares and debentures to be bought and sold via a platform and broker
Individual advisers within our practice may not be qualified to provide advice in all of the services and products noted above. However the list encompasses all adviser qualifications so there will be an adviser within the practice that is able to do so. At all times we will ensure the appropriate adviser is available to you to provide advice consistent with your goals.
We can arrange the following products and services
Loans including mortgages, reverse mortgages and deposit bonds
⎯ Commercial loans and commercial asset finance
SMSF loans
Rural loans
Wills and estate planning
Accounting and tax advice